Specialty MCA & Private Capital · Leisure Industries

Lending Where
Others Won't

At LeisureLend, we specialize in merchant cash advances and private capital for the businesses most lenders misunderstand or avoid. Whether you're in a highly regulated market, a frontier industry, or a field too complex for traditional financing — we see the potential where others see only risk.

$500M+
Capital Deployed
24hr
Avg. Approval
2,800+
Businesses Funded
Scroll to explore
Lending Where Others Won't
Cannabis Dispensary Funding
Restaurant & Hospitality MCA
High-Risk Industry Specialists
Same-Day Decisions
Custom Capital Solutions
Thorough Due Diligence
Frontier Industry Partners
Lending Where Others Won't
Cannabis Dispensary Funding
Restaurant & Hospitality MCA
High-Risk Industry Specialists
Same-Day Decisions
Custom Capital Solutions
Thorough Due Diligence
Frontier Industry Partners
Our Philosophy

Investing Where
Others Won't

We actively seek opportunities in sectors that demand careful oversight, specialized knowledge, and a nuanced understanding of regulations — industries most banks won't touch.

Our team brings deep expertise, a rigorous compliance approach, and a commitment to driving long-term growth for companies that deserve a true partner, not just a lender.

🎯

Focus on High-Risk & High-Compliance

We actively seek opportunities in sectors that demand careful oversight and a nuanced understanding of regulations — industries most banks won't touch.

🔍

Thorough Due Diligence

We dive deep to grasp the intricacies of your business model, ensuring we become not just a capital provider — but a strategic ally invested in your long-term success.

⚙️

Custom Capital Solutions

Our advances are tailored to your unique challenges, bridging the gap where traditional lenders can't or won't go.

"We believe innovation often thrives at the edges — where regulations are toughest and challenges are greatest. Our role is to anchor these businesses, guiding them through high-stakes environments with financial strength, industry insight, and unwavering support."
— LeisureLend Founding Principles

🏥 Heavily Regulated Fields

From cannabis to hospitality licensing and healthcare-adjacent wellness, we work with companies that navigate strict compliance every day — and thrive because of it.

🚀 Emerging & Misunderstood Industries

Whether it's cannabis, alternative recreation, or another next-wave market, we see the opportunity behind the uncertainty where others see only risk.

🎯 Specialty & Niche Sectors

If you're in a field that's off the beaten path — or seems that way to most lenders — we want to hear your story. The greatest returns come from the boldest visions.

Financing Products

Capital Tailored to
Your Industry

Every leisure and specialty business has its own cash-flow rhythm. Our products are structured around your actual revenue — not a rigid bank formula built for someone else.

Most Popular

Merchant Cash Advance

Upfront capital in exchange for a percentage of your future card sales. Repayment flexes with revenue — pay less when business slows, more when it surges.

Funding Range$5K – $500K
Factor Rate1.15 – 1.45
ApprovalAs fast as 4 hours
RepaymentDaily/weekly holdback
📈

Revenue-Based Financing

An advance against all future revenues — not limited to card transactions. Ideal for businesses with strong monthly deposits across varied payment types.

Funding Range$20K – $1M
Factor Rate1.12 – 1.40
Approval24 – 72 hours
Repayment% of monthly revenue
📋

Short-Term Business Loan

Fixed payments over a defined term — ideal for planned capital expenditures like equipment upgrades, renovations, or seasonal inventory builds.

Funding Range$10K – $250K
Term3 – 18 months
Approval24 – 48 hours
RepaymentFixed daily/weekly ACH
🔄

Business Line of Credit

Draw when needed, repay, and draw again. A revolving facility for ongoing operational needs and seasonal cash gaps — capital always ready when you are.

Credit Limit$10K – $150K
Draw FeeFrom 1.5% / draw
Approval24 – 48 hours
RepaymentWeekly, 6–26 weeks
🧾

Invoice Factoring

Sell outstanding invoices for immediate cash. Ideal for event venues, caterers, and B2B leisure operators waiting on net-30 or net-60 payments.

Advance RateUp to 90% of invoice
Discount Rate1% – 5% / 30 days
Approval24 hours
RepaymentUpon invoice collection
Cannabis 🌿

Cannabis & Dispensary MCA

Designed for the unique banking challenges cannabis operators face. We fund dispensaries, cultivators, and processors across all legal states — no traditional bank required.

Funding Range$10K – $500K
Factor Rate1.20 – 1.50
Approval24 – 48 hours
RepaymentDaily POS holdback
🌿 Cannabis Specialty Lending

Funding the
Green Economy

The cannabis industry generates billions in annual revenue yet remains chronically underbanked. LeisureLend was built exactly for this gap — we operate where others fear to tread, offering flexible MCAs and revenue-based financing to licensed operators across the full supply chain.

🏦

Banking-Agnostic Funding

We fund cannabis businesses regardless of banking status. No traditional bank account required to access working capital.

📋

License-Aware Underwriting

Our underwriters understand state-by-state compliance requirements and structure advances around your license type and operational scope.

🔒

Rigorous Compliance Approach

We bring the same compliance rigor to cannabis lending that regulated operators demand from their partners. Your funding is built to hold up.

Fast, Discreet Process

Funding decisions in 24–48 hours with minimal documentation. We understand the urgency and discretion required in this space.

Apply for Cannabis Funding →
$43B
U.S. cannabis market size by 2027
70%
Operators denied by traditional banks
$500K
Max single cannabis advance
48hr
Approval-to-funding window
Who We Fund
🏪 Retail Dispensaries✓ Eligible
🌾 Licensed Cultivators✓ Eligible
🧪 Processors & Labs✓ Eligible
🚚 Distribution (State-Licensed)✓ Eligible
🏗️ Cannabis Real EstateCase by Case
Who We Serve

Specialty Sectors
We Champion

We're not a generalist lender that happens to fund leisure businesses. We specialize where traditional banks step back — if your business keeps people entertained, relaxed, nourished, or well, we want to fund it.

Check Your Eligibility →
🍽️ Restaurants & Bars
🌿 Cannabis Dispensaries
🏨 Hotels & Hospitality
💆 Spas & Wellness Centers
🏋️ Gyms & Fitness Studios
🌱 Cannabis Cultivators
🎭 Entertainment Venues
⛳ Golf & Country Clubs
🎰 Gaming & Amusements
🧪 Cannabis Processors
🚢 Travel & Tourism
🎪 Events & Festivals
🍺 Breweries & Distilleries
🏊 Recreation Facilities
🎸 Music Venues & Clubs
🎬 Film & Media Studios
The Process

From Application
to Funded in Days

We've stripped the complexity out of specialty business funding. Our process starts with a real conversation — we want to understand your business before we structure your capital.

1

Start a Conversation

Complete our brief application or email us directly. Tell us about your business, your industry, and what you need capital for. Context is everything.

⏱ 5 minutes
2

Deep Dive Review

Our specialists review your revenue patterns, industry compliance, and growth trajectory. We understand what makes your sector unique — and how to underwrite it properly.

⏱ 2–4 hours
3

Custom Offer

You receive a transparent, tailored offer — advance amount, factor rate, holdback percentage, and payback timeline. No surprises, no hidden fees.

⏱ Same day
4

Capital Deployed

Sign your agreement and funds are wired directly to your business account. Same-day funding available for approved applications. We become your long-term strategic partner from here.

⏱ Within 24 hours
Client Stories

Funded Businesses,
Real Results

★★★★★

LeisureLend understood our business in a way no bank ever did. They funded our bar renovation in 48 hours — just in time for summer season. The holdback percentage worked perfectly with our revenue flow.

MR
Marcus R.
Owner, The Coastal Lounge — Miami, FL
★★★★★

As a cannabis dispensary, we'd been turned down by six lenders before LeisureLend. They were the first team that actually understood our compliance situation and approved us in under 24 hours. True partners.

TK
Tasha K.
Founder, Evergreen Dispensary — Denver, CO
★★★★★

Running a boutique hotel, cash flow is everything. LeisureLend gave us $180,000 to upgrade our amenities before peak season. The flexible repayment meant we didn't feel the pressure during off-months.

JP
James P.
GM, The Harrington Inn — Charleston, SC
Ready to Talk?

Does Your Business Operate
Where Others Fear to Tread?

Let's start a conversation. We're here to champion the ventures that redefine what's possible — one high-risk, high-reward opportunity at a time.

No hard credit pull
Decision in hours
Cannabis-friendly
No collateral required
All 50 states